This Chocolate Chip Banana Bread Recipe is moist, easy to make, and packed with ripe bananas and melty chocolate chips. Makes two loaves, one to enjoy now and one to freeze for later.
Banana Chocolate Chip Bread Recipe

My chocolate chip banana bread is moist, tender, and my favorite way to use up ripe bananas as they start to brown. The best part is how easy it is to make and that it yields two loaves, so I can enjoy one now and freeze one for later.

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This is my all-time favorite banana bread recipe. It practically begs to be sliced and eaten right away (I can barely let it cool enough before my boys are slicing into it). Each bite has chunks of melted chocolate sweetness. The best part is how amazing my kitchen smells while it bakes, making it impossible to wait for breakfast, a snack, or even dessert.
Why I Love This Recipe
I swear my family lets our bananas become overripe just so I’ll make them banana bread.
- Quick and easy recipe with simple ingredients
- Soft and super moist banana bread every time
- Makes two loaves, ideal for freezing or sharing
- Perfect for breakfast, snacks, or dessert
- Beginner-friendly and consistently reliable
If you love baking with overripe bananas, try my Banana Bread Mini Muffins! They are great to take to a party or to the office! Or want it with a little twist? You will go “bananas” for my Reese’s Peanut Butter Banana Bread.
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Ingredients Notes
- Unsalted butter: Feel free to add a pinch of salt to balance the sweetness or use salted butter if that’s all you have.
- Granulated sugar
- Eggs
- Milk
- Ripe bananas: Very soft, overripe bananas work best for maximum flavor and moisture.
- All-purpose flour: Gluten-free one-to-one flour works well as a substitute.
- Baking soda
- Chocolate chips: Semi-sweet chocolate chips is classic, but milk chocolate or dark chocolate works too.
See the recipe card for full information on ingredients and quantities.
Recipe Variations
- Nutty banana bread: Stir in chopped walnuts or pecans for added crunch and texture.
- Spiced banana bread: Add cinnamon or nutmeg for a warm, cozy flavor.
- Extra chocolate: Sprinkle extra chocolate chips on top before baking.
- Mini loaves or muffins: Divide the batter into mini loaf pans or muffin tins. Reduce baking time and check doneness with a toothpick.
- Plain banana bread: Skip the chips for a classic, soft, and moist banana bread without chocolate.
How to Make Chocolate Chip Banana Bread Recipe
- Preheat the oven: Set oven to 350°F and grease two loaf pans.
- Mix the wet ingredients: In a large bowl, use an electric mixer to cream the butter and sugar until combined. Add the eggs, then the milk and bananas, mixing for about one minute. The batter may look slightly lumpy, which is normal.
- Add the dry ingredients: Stir in the flour and baking soda just until blended. Fold in the chocolate chips.
- Bake: Divide the batter evenly between each prepared loaf pan and bake for about 45 minutes, or until a toothpick inserted into the center comes out clean.
- Cool: Let the loaves cool in the pans for 30 to 45 minutes before removing and slicing.
Recipe Tips
- Prepare your loaf pans: Grease with melted butter or line with parchment paper to prevent sticking and make removing the bread easy.
- Use very ripe bananas: They add maximum moisture and sweetness. My favorite trick to ripen bananas faster is to place them in a paper bag for a day or two.
- Mash bananas with a fork: Mash until mostly smooth for the best texture.
- Do not overmix: Once the flour mixture is added, mix just until combined to avoid dense bread.
- Prevent over-browning: If the tops brown too quickly, loosely cover with aluminum foil near the end of baking.
- Cool before slicing: Let the bread cool completely on a wire rack so it holds together.
- Extra chocolate chips: Sprinkle on top before baking for a bakery-style finish.
Frequently Asked Questions
How do you keep chocolate chips from sinking in banana bread?
How ripe should the bananas be?
Why does the batter look lumpy after adding bananas?
What size loaf pans should I use?
Why did my bread take longer than 45 minutes to bake?
Why is my banana bread dry or soggy?
How do I know when banana bread is done baking?
Make Ahead & Storage Instructions
- Make ahead: This banana bread is great for prepping in advance because it stays soft for days and freezes beautifully. Bake the loaves, let them cool all the way, and then store in the fridge or freeze for later.
- Store: Keep the bread in an airtight container at room temperature for up to 3 days. For longer storage, wrap it in plastic wrap and refrigerate for about a week.
- Reheat: Warm a slice in the microwave for 10 to 15 seconds if you like it soft and a little melty.
- Freeze: Wrap each loaf tightly in plastic wrap, add a layer of foil, and store in the freezer for up to 3 months. Thaw it on the counter before serving.

More Banana Recipes You Might Enjoy
- Frozen Chocolate Dipped Bananas
- Banana Nut Bread No Bake Energy Bars
- Oreo Banana Cream Pie
- Baked Banana Oatmeal
- Banana Cream Pie Bites
If you’ve tried this Chocolate Chip Banana Bread Recipe or any other recipe on my website, please leave a star rating and let me know how it turned out in the comments below

Prep Time10minutes mins
Cook Time45minutes mins
Total Time55minutes mins
Ingredients
- ▢¾ cup unsalted butter at room temperature
- ▢1 ½ cups sugar
- ▢2 eggs
- ▢1 ⅓ tablespoons milk
- ▢3 ripened bananas
- ▢2 cups flour
- ▢1 teaspoon baking soda
- ▢½ bag chocolate chips totally your preference on how much you like

